How We Got Here Pt. 1

How We Got Here Pt. 1

Photo Courtesy: Alex E. Proimos via CC license

  When you are lost, you don’t keep wandering until you find your way; you stop what you are doing and figure out where you came from. So, where did we come from and what behaviors got us here? For us it starts with college. Both the wife and I went to Liberty University straight out of school and while we were both very excited to be attending Liberty, I didn’t honestly know the true cost of going to school. The wife, then girlfriend, did honors classes all through high school and because of that she was able to get a major portion of school paid for through scholarships. Me? Not so much. We both took out student loans the first year of school and both loans were for similar amounts. Somewhere in the ballpark of $3,000. This would be the last loan for Kristen as far as school was concerned and the first of many for me. 

What you should take away

We ALL make mistakes. If you have made a financial mistake, take a second, breathe, clear your mind and determine for yourself that today is the day that it all changes. We are all human and we all make mistakes. Financial mistakes have the ability to make life situations uncomfortable and/or awkward but that is okay because you are going to do something about it. Make a plan, decide what you are going to change, and (this is the most important part) do it! If you are getting ready to go to college you need to take a little time for yourself and decide if the cost is realistic and if you truly know what you want to go to school for. If the cost is higher that what is realistic (as was my case) and you are not completely sure about what you want to go to school for (as was my case, more on this later), I would highly recommend looking into community college or putting off school for a little while until you can figure out finances and your degree plan.